:root{
  /* palette derived from the logo: blue #1B70A3, grey #687070 */
  --ink:#0F2233; --slate:#1F3A50; --fog:#9AA6AE; --paper:#F1F4F6;
  --brass:#1B70A3; --brass-l:#5FA6D3;
  --grey:#687070;
  --sky-top:#5FA9E0; --sky-mid:#A9D3F2; --sky-bot:#E6F2FB; --ground:#D9EBD0;
  --display:"Instrument Serif",Georgia,serif;
  --text:"IBM Plex Sans",system-ui,sans-serif;
  --wrap:1200px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:var(--text);color:var(--ink);background:var(--paper);line-height:1.55;font-size:17px}
h1,h2,h3{font-family:var(--display);font-weight:400;letter-spacing:-.01em;margin:0}
h2{font-size:clamp(34px,4.6vw,56px);line-height:1.05;margin-bottom:20px}
h3{font-size:24px;line-height:1.15}
p{margin:0 0 1em}
a{color:inherit}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 clamp(20px,4vw,48px)}
.wrap.narrow{max-width:760px}
.lede{max-width:58ch;color:var(--grey);font-size:19px;margin-bottom:44px}
section{padding:clamp(72px,10vw,140px) 0}

.skip{position:absolute;left:-9999px;top:8px;background:var(--brass);color:#fff;padding:8px 12px;z-index:50}
.skip:focus{left:8px}

.top{position:absolute;inset:0 0 auto 0;z-index:5;display:flex;justify-content:space-between;align-items:center;padding:22px clamp(20px,4vw,48px)}
.brand{display:block;line-height:0}
.brand img{width:200px;height:auto}
.top nav{display:flex;gap:26px}
.top nav a{text-decoration:none;font-size:15px;color:var(--grey)}
.top nav a:hover{color:var(--ink)}
@media(max-width:640px){.top nav{gap:14px;font-size:13px}.top nav a:nth-child(1),.top nav a:nth-child(3){display:none}}

/* hero */
.hero{position:relative;min-height:100svh;padding:0;overflow:hidden;
  background:
    radial-gradient(circle at 84% 14%, rgba(255,246,200,.95) 0, rgba(255,246,200,.55) 60px, rgba(255,236,160,0) 190px),
    linear-gradient(var(--sky-top), var(--sky-mid) 45%, var(--sky-bot) 100%)}
.hero::before{content:"";position:absolute;inset:0;pointer-events:none;
  background:
    radial-gradient(ellipse 160px 44px at 22% 22%, rgba(255,255,255,.85), rgba(255,255,255,0) 70%),
    radial-gradient(ellipse 120px 36px at 30% 26%, rgba(255,255,255,.8), rgba(255,255,255,0) 70%),
    radial-gradient(ellipse 200px 50px at 62% 34%, rgba(255,255,255,.7), rgba(255,255,255,0) 70%),
    radial-gradient(ellipse 130px 40px at 70% 30%, rgba(255,255,255,.75), rgba(255,255,255,0) 70%)}
#sky{position:absolute;inset:0;width:100%;height:100%;display:block}
.ground{position:absolute;left:0;right:0;bottom:0;height:25%;pointer-events:none}
.ground svg{position:absolute;left:0;bottom:0;width:100%;height:100%}
.ground .body{fill:#FFFDF7}
.ground .roof{fill:var(--grey)}
.ground .win{fill:#F6E3A4;opacity:.95}
.ground .door{fill:var(--brass)}
.ground .tree{fill:#5FA55A}
.ground .trunk{fill:#4D5F5A}
.ground .chim{fill:var(--grey)}
.ground .lawn{fill:#8FC07E}
.ground .hills{fill:#B7D4B4;opacity:.7}
.ground .treeline{fill:#7FAE78;opacity:.75}
.hero-copy{position:absolute;left:clamp(20px,4vw,48px);right:clamp(20px,4vw,48px);top:50%;transform:translateY(-58%);max-width:640px}
.hero-copy h1{font-size:clamp(40px,7vw,92px);line-height:.98;margin-bottom:22px}
.hero-copy p{max-width:44ch;font-size:clamp(16px,1.6vw,20px);color:#1A3040;margin-bottom:30px}
.cta-row{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
@media(max-width:640px){.hero-copy{transform:translateY(-62%)}.hero{min-height:88svh}}

.btn{display:inline-block;background:var(--brass);color:#fff;text-decoration:none;font-weight:500;font-size:16px;padding:14px 22px;border:0;border-radius:3px;cursor:pointer;font-family:var(--text);line-height:1.2}
.btn:hover{background:#155C86}
.btn.ghost{background:transparent;border:1px solid var(--slate)}
.btn.ghost:hover{background:#fff}
.btn span{display:inline-block;will-change:transform}
.quiet{font-size:15px;color:#3A4A5E}

/* what we fund */
.fund{background:var(--ink);color:var(--paper)}
.fund .lede{color:var(--fog)}
.cards{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:22px;perspective:1200px}
@media(max-width:900px){.cards{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.cards{grid-template-columns:1fr}}
.card{background:var(--slate);padding:28px 26px 30px;border-radius:4px;transform-style:preserve-3d;transition:transform .35s cubic-bezier(.2,.8,.2,1)}
.card h3{margin:16px 0 10px}
.card p{margin:0;color:#C7D1DC;font-size:15.5px}
.card-link{display:inline-block;margin-top:14px;color:var(--brass-l);font-size:15px}
.iso{width:96px;height:80px;display:block}
.i-floor{fill:#1A2838}
.i-side{fill:#2C4058}
.i-front{fill:#3A5170}
.i-roof{fill:var(--brass-l)}
.i-mark{fill:#fff}
.i-line{fill:none;stroke:var(--brass-l);stroke-width:1.2}

/* speed */
.speed{background:var(--paper)}
.timeline{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:32px;counter-reset:step}
@media(max-width:900px){.timeline{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.timeline{grid-template-columns:1fr}}
.num{font-family:var(--display);font-size:clamp(96px,12vw,180px);line-height:.85;display:block;color:var(--ink);margin-bottom:10px}
.timeline h3{margin-bottom:8px}
.timeline p{color:#3A4A5E;font-size:15.5px;max-width:34ch}
.rule{display:block;width:100%;height:2px;margin-top:56px}
.rule path{stroke:var(--brass);stroke-width:2;stroke-dasharray:1200;stroke-dashoffset:1200;fill:none}
.rule.drawn path{transition:stroke-dashoffset 1.4s cubic-bezier(.4,0,.2,1);stroke-dashoffset:0}
@media(prefers-reduced-motion:reduce){.rule path{stroke-dashoffset:0}.rule.drawn path{transition:none}}

/* states */
.states{background:#fff;border-top:1px solid #DCE4EC;border-bottom:1px solid #DCE4EC}
.state-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(160px,1fr));gap:10px 24px;font-size:17px}
.state-list small{color:#5C6B7D;font-size:13px}

/* submit */
.submit{background:var(--paper)}
.field{margin-bottom:18px}
label{display:block;font-size:14px;font-weight:500;margin-bottom:6px;color:#2A3A4E}
input,select,textarea{width:100%;font:inherit;font-size:16px;padding:12px 14px;border:1px solid #B9C5D1;border-radius:3px;background:#fff;color:var(--ink)}
textarea{resize:vertical}
input:focus,select:focus,textarea:focus{border-color:var(--brass);outline:2px solid var(--brass);outline-offset:0}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:0 20px}
@media(max-width:560px){.grid2{grid-template-columns:1fr}}
.error{color:#9B3A2A;font-size:14px;min-height:1.4em;margin:0 0 12px}
input[aria-invalid="true"]{border-color:#9B3A2A}

/* who */
.who{background:var(--ink);color:var(--paper)}
.who .lede{color:var(--fog);margin-bottom:0}
.who-list{list-style:none;margin:0 0 36px;padding:0;display:flex;flex-wrap:wrap;gap:0 40px;font-family:var(--display);font-size:clamp(24px,3.2vw,40px);line-height:1.4}

/* consumer */
.consumer{background:#fff;padding-top:80px;padding-bottom:80px}
.consumer h2{font-size:clamp(28px,3.4vw,40px)}
.consumer p{max-width:56ch;color:#3A4A5E;margin-bottom:26px}
.programs{list-style:none;margin:0 0 30px;padding:0;display:grid;gap:12px;max-width:60ch}
.programs li{color:#3A4A5E;font-size:16px}
.programs b{display:block;color:var(--ink);font-weight:500}

footer{background:var(--ink);color:var(--fog);padding:48px 0 56px;font-size:13px}
.contact{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:28px}
.contact .btn{color:var(--paper);border-color:var(--fog)}
.contact .btn:hover{background:var(--slate)}
.consumer .btn.ghost.contact-email{color:var(--ink)}
.brand-foot{margin-bottom:18px;line-height:0}
.brand-foot img{width:220px;height:auto}
.lic{margin:0 0 6px;max-width:70ch}

/* ---- mobile ---- */
@media(max-width:640px){
  body{font-size:16px}
  section{padding:56px 0}
  h2{font-size:34px;margin-bottom:14px}
  h3{font-size:22px}
  .lede{font-size:17px;margin-bottom:28px}
  .top{padding:16px 20px}
  .brand img{width:150px}
  .top nav a{font-size:14px}
  .hero{min-height:92svh}
  .hero-copy{top:auto;bottom:30%;transform:none}
  .hero-copy h1{font-size:clamp(38px,11vw,48px);margin-bottom:14px}
  .hero-copy p{font-size:16px;margin-bottom:22px}
  .ground{height:24%}
  .btn{padding:14px 20px;width:100%;text-align:center}
  .cta-row .btn{width:auto}
  .card{padding:22px 20px 24px}
  .iso{width:80px;height:66px}
  .num{font-size:80px}
  .timeline{gap:26px}
  .rule{margin-top:36px}
  .state-list{grid-template-columns:repeat(2,1fr);gap:8px 16px;font-size:15px}
  .who-list{font-size:24px;gap:0 22px;line-height:1.5}
  .contact .btn{width:auto}
  footer{padding:36px 0 44px}
}
@media(max-width:400px){
  .top nav a:nth-child(4){font-size:13px}
  .state-list{grid-template-columns:1fr 1fr}
  .hero-copy{bottom:28%}
}

/* contact block + form fallback */
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.contact-block{display:grid;gap:8px;margin-bottom:28px;font-size:16px}
.contact-row{display:flex;align-items:center;gap:12px;flex-wrap:wrap}
.contact-label{color:var(--fog);min-width:48px}
.consumer .contact-label{color:var(--grey)}
.contact-row a{color:var(--paper);text-decoration:none;font-weight:500}
.consumer .contact-row a{color:var(--brass)}
.contact-row a:hover{text-decoration:underline}
.copy{font:inherit;font-size:13px;padding:5px 10px;border:1px solid currentColor;background:transparent;color:inherit;border-radius:3px;cursor:pointer;width:auto;opacity:.8}
.copy:hover{opacity:1}
.form-out{margin-top:22px;padding:18px;border:1px solid #B9C5D1;border-radius:4px;background:#fff}
.form-out p{margin:0 0 10px;font-size:15px}
.form-out p.ok{margin:0;color:var(--brass);font-weight:500}
.form-out pre{white-space:pre-wrap;font:14px/1.5 var(--text);color:var(--ink);background:var(--paper);padding:12px;border-radius:3px;margin:0 0 12px}
.form-out .btn.ghost.copy{color:var(--ink);padding:10px 14px;font-size:14px}

/* ---- short viewport (phone landscape): keep logo, nav, and headline from overlapping ---- */
@media(max-height:560px) and (min-width:641px){
  .top{padding:10px clamp(20px,4vw,48px)}
  .brand img{width:132px}
  .hero{min-height:520px}
  .hero-copy{top:auto;bottom:14%;transform:none;max-width:60%}
  .hero-copy h1{font-size:clamp(30px,6vw,52px);margin-bottom:12px}
  .hero-copy p{font-size:15px;margin-bottom:18px}
  .top nav a:nth-child(1),.top nav a:nth-child(3){display:none}
}
@media(max-height:430px) and (min-width:641px){
  .brand img{width:112px}
  .hero-copy h1{font-size:clamp(26px,5vw,40px)}
  .hero-copy p{margin-bottom:12px}
  .hero-copy .btn{padding:10px 16px}
}

/* ---- GEO sections: facts, FAQ, question pages ---- */
.facts{background:#fff;border-bottom:1px solid #DCE4EC}
.facts p{color:#2A3A4E;font-size:17px;max-width:66ch}
.fact-list{display:grid;gap:14px;margin:26px 0 0;padding:0}
.fact-list div{display:grid;grid-template-columns:140px 1fr;gap:16px;align-items:start}
.fact-list dt{font-weight:600;color:var(--ink)}
.fact-list dd{margin:0;color:#3A4A5E}
.faq{background:var(--paper)}
.faq h3{font-size:24px;margin:34px 0 8px}
.faq h2+h3{margin-top:8px}
.faq p{color:#3A4A5E;max-width:66ch}
.faq a{color:var(--brass)}
.article{padding:140px 0 80px}
.article h1{font-size:clamp(34px,5vw,58px);line-height:1.05;margin-bottom:18px}
.article h2{font-size:28px;margin:40px 0 10px}
.article p,.article li{color:#2A3A4E;max-width:66ch}
.article ul{padding-left:20px}
.article a{color:var(--brass)}
.article .lic{margin-top:40px;color:var(--grey);font-size:13px}
@media(max-width:640px){
  .fact-list div{grid-template-columns:1fr;gap:4px}
  .faq h3{font-size:21px}
  .article{padding:110px 0 56px}
}

/* guides */
.guides{background:#fff;border-top:1px solid #DCE4EC}
.guide-list{list-style:none;margin:0;padding:0;display:grid;gap:12px;font-size:18px}
.guide-list a{color:var(--ink);text-decoration:none;border-bottom:1px solid var(--brass-l)}
.guide-list a:hover{color:var(--brass)}

.phone-line{margin:0 0 10px;font-size:18px;color:var(--fog)}
.phone-line a{color:var(--paper);font-weight:500;text-decoration:none}
.phone-line a:hover{text-decoration:underline}

/* sticky mobile CTA */
.sticky-cta{display:none}
@media(max-width:640px){
  .sticky-cta{display:block;position:fixed;left:12px;right:12px;bottom:12px;z-index:40;background:var(--brass);color:#fff;text-align:center;font-weight:500;padding:14px;border-radius:4px;text-decoration:none;box-shadow:0 6px 20px rgba(15,34,51,.25)}
  body{padding-bottom:72px}
  .hero .sticky-cta{display:none}
}
.lic a{color:var(--fog)}
/* analytics consent bar */
.consent{position:fixed;left:12px;right:12px;bottom:12px;z-index:50;background:var(--ink);color:var(--paper);padding:14px 16px;border-radius:4px;display:flex;gap:16px;align-items:center;justify-content:space-between;flex-wrap:wrap;font-size:14px;box-shadow:0 8px 24px rgba(15,34,51,.3)}
.consent p{margin:0}
.consent a{color:var(--brass-l)}
.consent div{display:flex;gap:8px}
.consent button{font:inherit;font-size:14px;padding:8px 14px;border-radius:3px;cursor:pointer;border:1px solid var(--fog);background:transparent;color:var(--paper)}
.consent #consent-yes{background:var(--brass);border-color:var(--brass);color:#fff}
@media(max-width:640px){.consent{bottom:80px}}